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Payment gateways · 4 min read

Payment gateways overview

Four gateways have native recurring with Advanced Subscriptions: Redsys (bundled in the plugin core), Stripe, PayPal and WooPayments. Plus the Spanish stack (Bizum, Inespay, Google Pay via Redsys, PSD2 Light) bundled inside Redsys.

Last reviewed 2026-05-27 Plugin v2.0.0

Compatibility matrix

GatewayInstallRecurringSCA / 3DSRefunds from admin
RedsysPlugin coreYes (token / MIT)Native + PSD2 LightYes
Stripe+ WooCommerce Stripe GatewayYes (setup intent)NativeYes
PayPal+ WooCommerce PayPal PaymentsYes (reference txn)NativeYes
WooPayments+ WooPaymentsYes (setup intent)NativeYes

Which one do I pick?

Spanish or LATAM card customers
Redsys. Bundled, no extra plugin. Also unlocks Bizum, Inespay, Google Pay, PSD2 Light.
Global card customers, modern API, Apple Pay / Google Pay
Stripe or WooPayments. Both via setup intents.
PayPal-balance customers, account-side checkout
PayPal.
I want to offer several
Enable two or more. The customer picks at checkout. Switching between gateways on renewals is supported from My Account (since v2.0.0).

The Spanish stack

Bundled with Redsys, no extra plugin to install:

  • Bizum — Spain's #1 instant payment method. Direct payment only (no native recurring yet — see Bizum).
  • Inespay — SEPA direct debit via Open Banking. Mandate signed online, recurring authorised once.
  • Google Pay (via Redsys) — Express checkout with PSD2/SCA. Token-based renewals through Redsys.
  • PSD2 Light — Lightweight SCA flow for low-risk recurring charges.

Relevant hooks